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Federal Reserve Bank of Minneapolis Introduces New Metric for U.S. Homeownership

The Federal Reserve Bank of Minneapolis has unveiled a novel approach, the homeowners-to-population ratio (HPOP), to gauge homeownership by counting adult owners rather than housing units.

Why it matters

A more accurate homeownership metric helps policymakers and lenders better understand housing market dynamics.

In this story

homeownershiphomeowners-to-population ratioHPOPFederal Reservehousing unitsadult ownershipsocial trendshousing market