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Australia's inflation slowdown sparks fears of a fourth rate rise this year

July price data showed a smaller drop in inflation than expected, prompting concerns that the Reserve Bank may need to implement a fourth interest-rate increase before year-end.

July’s consumer-price index in Australia came in at 3.5% annual growth, a modest improvement from 3.8% but still above the 3.3% economists had predicted. The core measure, which strips out volatile items, remained stuck at 3.6%, defying expectations of moderation. KPMG chief economist Brendan Rynne warned that without policy action inflation could linger, and suggested the Reserve Bank missed a chance to pre-empt price pressures at its last meeting.

Board minutes showed members were unconvinced they could hit the 2.5% target by the end of next year, leaving a fourth rate rise this year on the table. NAB analysts said their earlier stance of no further hikes is now under review, while Deutsche Bank’s Phil O’Donaghoe expects a move as early as September. Rising fuel costs, higher construction expenses and increased restaurant prices added to the inflationary mix, keeping housing affordability a chronic concern.

Why it matters

Higher rates could increase mortgage costs for millions of Australians and affect the broader economy.

In this story

inflationinterest rateReserve Bankconsumer price indexmortgage holderscore inflationfuel excisehousing costs
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