Dramatic rise in debt cases leaves many at risk of losing homes in Drammen

Within less than two years, Nav Drammen’s caseload for debt and financial counseling rose from 141 to 291, reflecting a rapid escalation in economic hardship. Katrine Christiansen, municipal director and head of Nav Drammen, notes that the office is handling a broader range of clients, including low-income earners, employed individuals, and retirees in their 50s who struggle with consumer credit. Rising interest expenses, food and fuel costs are identified as key drivers of the pressure.

Many applicants are being turned away by traditional banks and are therefore referred to the municipal housing service to explore refinancing through start-up loans. The trend has resulted in an increasing number of households facing forced sales of their homes, underscoring the need for coordinated advisory and early-intervention measures.