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Finland sees sharp rise in pension boost for retirees delaying retirement

A new Eläketurvakeskus report shows that postponing retirement in Finland now yields substantially higher monthly pension supplements, with top earners receiving over €150 extra.

According to a recent Eläketurvakeskus study, Finnish retirees who postpone claiming their old-age pension receive a considerably larger monthly supplement than in previous years. The average delay bonus grew from €57 in 2021 to €89 for men and €66 for women in the 2025 cohort, while those in the top income quartile obtain about €158 extra each month. The research focused on individuals aged 60 to 68 who started receiving pensions in 2025, a group whose average pension was €2,012 per month last year.

Within this group, 19% transitioned through disability pension and 33% moved from partially early retirement to full pension. Additionally, 76% had previously accumulated pension credits from social-benefit periods such as unemployment, parental leave, or sickness benefits.

Why it matters

Higher pension supplements could improve retirees' living standards and influence labor-market decisions for older workers.

In this story

pension delay bonusretirement postponementmonthly supplementsocial-benefit periodsdisability pensionearly retirement
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