FintechOS secures $28 million to boost US footprint and deepen European operations
FintechOS raised $28 million through equity and debt to fund its U.S. expansion and reinforce its European business after achieving operating profit in early 2026.
FintechOS announced a $28 million financing package composed of equity from current shareholders—including Bek Ventures, the International Finance Corporation, Cipio Partners and Molten Ventures—and a senior credit line from Santander Corporate and Investment Banking. The company, which delivers AI-driven digital platforms to banks and insurers, posted operating profitability in the first half of 2026, with recurring revenue up 40% and U.S. growth of 130%.
EBITDA more than doubled year-on-year. CFO Cyril Desouza credited disciplined cost management for the profit milestone, while CEO Teodor Blidăruș said the new funds will support a target of adding over 20 new clients to its FintechOS 8 platform and pursuing a 200%+ growth trajectory in the United States. The firm also intends to enlarge its U.S. board, appointing a new chairperson, and continues to partner with core banking providers such as Finxact (Fiserv) and Finastra Phoenix.
Why it matters
The funding enables a fast-growing fintech to scale AI solutions globally, signaling heightened investor confidence in digital banking transformation.
In this story
