Hungarian banks see flat account fees and slower card revenue growth in early 2026
Bank fee income from accounts and cards in Hungary barely changed in the first half of 2026, according to the Magyar Nemzeti Bank.
Data released by the Magyar Nemzeti Bank indicate that Hungarian banks earned almost the same amount from account-keeping fees in the first six months of 2026 as they did a year earlier, and that earnings from card issuance increased only slightly. Officials attribute the lack of significant growth to a voluntary fee-stop that banks adopted ten years ago, a policy echoed in KSH’s figures showing stable financial-service charges.
While the number of accounts and cards has expanded over the past decade, the increase between the first quarters of 2016 and 2026 was under twenty percent for both categories. Analysts note that upcoming quarterly data will reveal whether banks can recoup the shortfall, especially as fee levels rose modestly in July and August.
Why it matters
Flat bank fees signal limited profit growth for Hungarian lenders and may affect consumer pricing.
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