Teen Workers Miss Hundreds of Millions in Super as Law Bars Under-18s Working Part-Time
The Super Members Council says Victorian teenagers who work under 30 hours a week are losing about $115 million in super contributions each year because of an outdated exemption.
Analysis from the Super Members Council reveals that teenage workers in Victoria who are employed for fewer than 30 hours weekly are excluded from compulsory superannuation, resulting in an estimated $115 million loss annually. The study projects that about 156,000 young employees will each miss roughly $735 in contributions for 2026-27, with the state bearing the highest shortfall in the country. Nationwide, the council calculates a $411 million gap, noting that 91 percent of under-18s work under the 30-hour threshold.
The Greens have tabled a federal amendment and prompted a Senate inquiry slated to report in November, arguing the rule constitutes age-based discrimination. Federal Treasurer Jim Chalmers has voiced support for reform but has not yet taken legislative action. Labor delegates have voted to extend compulsory super to all under-18s, while the Australian Chamber of Commerce and Industry cautions that changes could have serious repercussions for small and broader business communities.
Why it matters
Teenagers miss out on retirement savings because current law excludes part-time under-18 workers from super contributions.
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