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UnitedHealth posts Q3 earnings beat and lifts full-year profit outlook

UnitedHealth reported adjusted earnings of $4.69 per share for the third quarter, surpassing the $4.14 consensus, and raised its 2026 earnings target to at least $20.50 per share.

The health insurer posted third-quarter adjusted earnings of $4.69 a share, outpacing analyst forecasts of $4.14. In response, it increased its full-year 2026 adjusted earnings guidance to a minimum of $20.50 per share, up from the previous $19.50-$20.00 range. The company also noted it covered 1.8 million fewer members than a year earlier. The stronger results suggest improved profitability despite a slight decline in enrollment.

Why it matters

The upgraded earnings forecast signals stronger profitability for the nation’s biggest health insurer, affecting markets and policy discussions.

In this story

UnitedHealthQ3 2026 earningsadjusted earnings per shareearnings beatfull-year profit forecasthealth insurermembership decline
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