Why Miami is flunking homebuilding and affordability while the rest of Florida booms

Dotted with palm trees and bristling with amenity-rich luxury condominium towers, “Magic City” earned the dubious distinction of being 1 of 13 major U. metros to receive an F grade in the newly released 2026 Realtor. com® one outlet's Report Cards. Out of a possible 100 points, Miami earned an overall score of just 29, weighted down by a lackluster affordability component score of 18. 9, combined with a slightly better homebuilding component score of 39.